THEME: FINANCIAL SCAMS
by Ken Greatorex and Roy Arnott
(Click to enlarge)
“STRAIGHT” CLUES: across
1. Ruthless moneylender; loan shark [7]
4. Italian for 40 Across [2]
6. & 8 Across: Fraud disguised as investment whose initial investors and the perpetrators are paid out of funds raised from later investors, who lose all funds invested (Two Words, [5], [3])
8. See 6 Across
12. Deliberately misleading story [6]
14. Wonderment [3]
16. Request confidential information over the Internet under false pretences [8]
19. Outsider [5]
20. & 21 Across: Fraud carried out by shifting conspicuous things to hide something else (two words, [5], [4])
21. See 20 Across
23. & 24 Across: Barings Bank’s infamous 45 Across (two-part name, [4], [6])
24. see 23 Across
27. Unit of work or energy [3]
28. Porcine palace [3]
29. Becoming apparent, important, or prominent [8]
30. Spread, pervaded, diffused [9]
32. One, some, every, or all [3]
34. Humorous or malicious deception, not necessarily for profit [4]
35. Of apparel which has been given non-functional ornamentation [6]
37. Care for and protect overindulgently [6]
38. People [4]
39. One who is the victim of a deception [4]
40. The Affirmative [3]
42. Bound by the terms of a contract, as one of apprenticeship [8]
44. Customer rendered professional service [5]
45. & 46 Across: (British) man who lives by wheeling and dealing; spiv (Two words, [4], [3])
46. See 45 Across
50. Habitually avoid [4]
51. Take from the top [4]
54. (Spanish) Large house or estate [8]
55. Fish basket [5]
56. Right to keep another’s property until their debt is paid [4]
57. Casually steal object(s) usually of low value [5]
59. Victim of deception [4]
61. Simian [3]
62. Public event based on a procession or an outdoor historical recreation. [7]
66. Strong desire [4]
68. IV less than XIII [2]
69. Preliminary poker stake [4]
72. Winner’s reward [5]
73. & 74 Across & 75 Across & 76 Across: Now-illegal Australian tax avoidance scheme based on asset-stripping of acquired companies. (Four words, [6], [2], [3], [7] )
74. See 73 Across
75. See 73 Across
76. See 73 Across
77. Disorderly crowd [3]
79. Eye, ear, lung for example [5]
81. Compass direction [4]
82. Service fraudulently offered to solve a problem [6]
85. Manservant [5]
87. Members of mendicant religious orders [6]
89. State of matter [3]
91. Feigning shyness or modesty [3]
92. Use of trickery or deceit to achieve a political, financial or legal purpose [9]
93. Mode of expression, using language that normally signifies the opposite, for humour or emphasis [5]
94. Criminal deception intended to achieve financial or personal gain [5]
95. Having a detrimental effect (e.g. on reputation) [8]
96. & 97 Across: aka Advance-fee Fraud; confidence trick in which the target is persuaded to advance sums of money in the hope of realizing a significant benefit. Largely conducted via email (Two words, [8], [6])
97. See 96 Across.
“STRAIGHT” CLUES: down
2. Colour [3]
3. Run with a long bounding stride [4]
4. Mariner [6]
5. Team’s turn at bat [6]
6. Professional maintenance of a favourable public image on behalf of an organization or celebrity (abb) [2]
7. Poem [3]
9. & 26 Down: Swindler (Two Words, [3], [6])
10. Norse epic [4]
11. Casino profit expressed as a percentage of the player’s original bet [4]
12. Pursued [6]
13. Era [3]
15. & 37 Down: Collective term for crimes such as fraud, bribery, embezzlement and forgery as opposed to burglary, kidnapping, vandalism etc. (Two words, [5], [6])
17. & 47 Down: The crime of impersonating someone else without their knowledge for financial profit (Two words, [6], [5])
18. & 35 Down: (slang) Deceitful humbug AND a Randi title (Two words, [4], [4])
22. & 43 Down: Process of concealing illicit profits (Two words, [5], [10])
25. (Greek Mythology) River separating Earth and the Underworld [4]
26. See 9 Down
28. & 48 Down: Quackery (Two words, [5], [3])
31. Distort, falsify, fudge [12]
32. Multinational mass media corporation based in New York [3]
33. Unethical or immoral money-lending [5]
34. Groups of large population, e.g. of invaders [6]
35. See 18 Down
36. Denoting, reflective, significant, signifying, telltale [10]
37. See 15 Down
41. Cheat a person or business, etc out of money or other assets [7]
43. See 22 Down
47. Larceny [5]
48. See 28 Down
49. Manage funds entrusted to one’s care dishonestly [14]
52. Bog, morass [4]
53. Reverse an action or thing [4]
54. Despite the hype, this Amerind tribe has no connection with ear-candling [4]
55. Adept, competent [7]
58. Coerce others to buy or do something; OR to earn one’s living illicitly [6]
60. Wrest money by violence, intimidation or abuse of authority [6]
63. High-value Bill [5]
64. Hypothetical particle of matter so minute as to admit of no division [4]
65. Aquatic subject of a 2003 finding [4]
67. Great delight [4]
70. One who poses as a customer in order to decoy others into participating [5]
71. Corruption for gain in financial or political processes [5]
78. Island comprising England, Scotland and Wales [7]
80. More unpleasant [7]
83. Mislead by means of a petty trick or fraud [5]
84. Carefully planned and executed complicated confidence game [5]
85. In active contenion for superiority [5]
86. Boredom [5]
88. Examine, verify, or correct financial accounts [5]
89. Net of intersecting lines forming squares on maps, graphs, etc [4]
90. Defraud; swindle [4]
91. One of the subtractive primary colours [4]
CRYPTIC CLUES: across
1. Bashful tress – money lender? [7]
4. System of units has Italian affirmation [2]
6. and 8 Across: Reform chop, men size – it runs out of money.(Two Words, [5],[3])
8. See 6 Across
12. French duck the design decision [6]
14. Be in wonder at sound of mineral [3]
16. High spin twists for speculative email [8]
19. An untruth at the North is foreign [5]
20. & 21 Across: Crustacean protection courageous; it has a hidden pea. (two words, [5], [4])
21. See 20 Across
23. & 24 Across: Ken! Close in – it is a banking fraudster. (two-part name, [4], [6])
24. See 23 Across
27. Not much energy for this [3]
28. Infected sebaceous gland places pigs [3]
29. Grim gene is appearing [8]
30. Dreamt pee filtered through [9]
32. A lot less a million could be one random choice [3]
34. Echo axiom theory includes descriptor of its validity [4]
35. Decorative clothing is unwell in the cooking process [6]
37. A trig ratio with a group of objects considered an object in its own right is to over protect. [6]
38. Remove US state from start and finish of dance then start loudly for people [4]
39. In bottling ullage, one is easily fooled [4]
40. The ayes have it. Positive. [3]
42. Arthur, in charge, led apprenticed lawyer [8]
44. Lithium in small coin for customer [5]
45. & 46 Across: Was Plato a black marketeer? (Two words, [4], [3])
46. See 45 Across
50. In midst of rubbish uncollected. Eschew [4]
51. Ask immediately, it has siphoning off of funds. [4]
54. He can aid to get Spanish estate [8]
55. Chromium with fish makes a container for it [5]
56. Line changed to give right to hold property [4]
57. Formula 1 with Landing Craft Heavy. It’s a steal [5]
59. Put a penny in to what’s owing – sucker [4]
61. Copy the primate [3]
62. Servant and worker make an elaborate procession [7]
66. Rush of water without direction to exhort [4]
68. Repair without loud start = 9 [2]
69. Before the pool [4]
72. Sounds like a reward for levering off [5]
73. & 74 Across & 75 Across & 76 Across: Twisted footbath hurt boomer for a tax dodge (Four words, [6], [2], [3], [7] )
74. See 73 Across
75. See 73 Across
76. See 73 Across
77. Doctor with boron creates a crowd [3]
79. Journal of record for instrument [5]
81. Fully satisfy, adjust for direction [4]
82. Sounds like a scam at the tennis club [6]
85. Obituary with time for servant [5]
87. Chip monks? [6]
89. Gallium and sulphur would not normally be in this state [3]
91. Cute business entity? [3]
92. Fashionable with twisted desire is deceitftul [9]
93. The study of clothes pressing? [5]
94. Priest dishonestly takes gold to 500 [5]
95. Weir getting old – it is having a detrimental effect [8]
96. & 97 Across: African tenant provides dodgy communication (Two words, [8], [6])
97. See 96 Across.
CRYPTIC CLUES: down
2. Colour before the cry? [3]
3. Change pole to run [4]
4. So, rail is changed for tar [6]
5. One of 9 divisions when taking bases [6]
6. Pair cut short [2]
7. Sounds like in debt for poetry [3]
9. and 26 Down: To steer the ship is a fraud (Two Words, [3], [6])
10. Dead changed Norse prose [4]
11. Newspaper boss with General Electric is extreme [4]
12. Pursued virgin? [6]
13. Silver and 2.71828, a long time [3]
15. & 37 Down: Law clothier provides garb for office crook (Two words, [5], [6])
17. & 47 Down: Thy detent if it changes for impersonation (Two words, [6], [5])
18. & 35 Down: Fill AM/FM – it’s humbug (Two words, [4], [4])
22. & 43 Down: Numismatic cleansing? (Two words, [5], [10])
25. Adheres to Hellish river, say [4]
26. See 9 Down
28. & 48 Down: Reptile lubricant is bad medicine (Two words, [5], [3])
31. Pretend gift from distorted tightwad [12]
32. Prison lacks gravity, becomes entertainment center [3]
33. America with lack of initial rage – it’s extortionate [5]
34. Sounds like the mobs over-collect [6]
35. See 18 Down
36. In the mood for factual statement [10]
37. See 15 Down
41. Pigs have 550 – to cheat [7]
47. Reduced foot preceded by definite article suggests larceny [5]
48. See 28 Down
49. Appraise import – fix it to embezzle [14]
52. Sounds like Australian department store chain is in the muck [4]
53. Party at World body to cancel action [4]
54. Native Americans move on one leg with imaginary number [4]
55. Head gear, sailor, the French – can do [7]
58. Get sleuth in a rush [6]
60. No longer a civil wrong to heavy someone? [6]
63. Bill could make an opening [5]
64. Castle defensive feature changed for particle [4]
65. Changed indication of the future to find a whale [4]
67. Gravity on the sheltered side produces singing [4]
70. Find a stooge in bush illness [5]
71. Horticultural union is corrupt [5]
78. Rib Tina for this place [7]
80. Sodium with upset attempts becomes more unpleasant [7]
83. Sounds like a manipulative relative [5]
84. Specific gravity containing metal can give a nip [5]
85. Attempting in heavy ingots [5]
86. If I had this, I would not be bothered to give you a clue [5]
88. Uranium in the mine entrance – check it [5]
89. Not a comfortable spot for St Lawrence [4]
90. Southerly projection on shaft is a rip off [4]
91. Contents of spicy answer provide colour [4]